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What does El Salvador’s Bitcoin policy means for the rest of the world?

On June 8th, 2021, El Salvador became the first country in the world to give Bitcoin the status of legal tender after its congress approved President Nayib Bukele’s proposal to embrace the cryptocurrency with a supermajority. Since then, the media around the world has covered the event like there’s no tomorrow. Bukele went on a Bitcoin-related tweet spree that seemed to be aimed at attracting more crypto supporters from around the world. The president also announced he has instructed the country’s state-owned geothermal electricity firm LaGeo to develop plans to create Bitcoin mining facilities using the country’s many volcanoes. Implementation … Continue reading What does El Salvador’s Bitcoin policy means for the rest of the world?

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Cowardice hurts you, so why not be brave?

We are all afraid of something. It doesn’t matter if you are just a regular person on the street or a special forces operative or the President of the United States. There are things in our lives that get our hearts pounding and cause us to act in ways we wouldn’t normally behave because the consequences of whatever it is we’re dealing with are so comparatively high to us. Every person on the planet struggles with overcoming their fear of whatever it is they want to avoid. Where we run into issues is that fear can sometimes cause us to … Continue reading Cowardice hurts you, so why not be brave?

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Let’s talk Afghanistan

It’s been discussed in the comments for a while, but I think this topic deserves its own sheets. I’m neither a military strategist nor a military historian, but I will offer my own opinion on the current situation there. Whether you agree with me or not is up to you as I’m not telling anyone else how to interpret things. I’m simply offering my personal viewpoint as I see it. The situation in Afghanistan is messed up, more accurately, royally messed up. I’m talking high-speed train derailment into a fully stocked fuel farm in the densest populated neighborhood when everyone’s … Continue reading Let’s talk Afghanistan

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Fraud society

Appearances can be deceiving to begin with but never more so than in an era that values intent above effectiveness.  With the proliferation of entertainment media, our lives have become saturated with truths cloaked in lies.  Without maintaining our ability to distinguish between the two, we corrupt a useful medium for conveying truth as well as our overall worldview.  A helpful pill can be sugarcoated to help it go down more easily, but neglecting the distinction between the two leads to confusion of them.  Feeling better after eating them without attributing that healthy turn to the concealed pill, one could … Continue reading Fraud society

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What kind of liar are you?

Lying seems to be an integral weakness of moral character- I doubt that few human beings would be so brash as to claim that they have never in their lives told at least a partial untruth. Indeed, one philologist goes as far as to theorize that language must have been invented for the sole purpose of deception.   If lying is a prevalent and all-too-human phenomenon there would of course be several interesting words to describe different types of liars. Let us pretend that you are a liar. The question is, what kind of liar are you? You don’t fool even … Continue reading What kind of liar are you?

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Book Review: Men without women

I found this writer while googling the top writers around the world. Haruki Murakami is a Japanese author. His novels, essays, and short stories have been bestsellers in Japan as well as internationally around the world, with his work translated into 50 languages and selling millions of copies outside Japan. As you can expect from the title all the stories explore life from the perspective of men. They are not necessarily all without women, but even if there are women in their lives there is a strong sense of disconnect. Men Without Women is a compilation of 07 short stories. … Continue reading Book Review: Men without women

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We have forgotten

We’ve forgotten that our art was to provide solace, to the hearts that weep in the quiet of the night;Not glorify depression, pain, uncertainty and fright.We shouldn’t create depression, because that is what sells,We are supposed to help,Even if only a few are willing to accept our outstretched hands.Cause rising out of it needs an artist’s creative bent.The world has enough pain from the numbers, from the clicking clacking of machines, from pressures of sustenance, from the search of purpose,from disapprovals and rejection, and from long lost love;Art is an ointment that heals a wound after a fall,Please, don’t turn … Continue reading We have forgotten

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Bezos and his crewmates

Billionaire businessman Jeff Bezos and three crewmates launched from a desert site in West Texas Tuesday morning on an 11-minute trip to the edge of space. The world’s richest man and crewmates traveled aboard Blue Origin’s New Shepard, a 60-foot-tall and fully autonomous rocket-and-capsule combo.  “Best day ever,” Bezos said after the capsule touched down on the desert floor at the end of the 10-minute flight. “What we’re doing is the first step of something big,” Bezos said at a post-flight news conference. “We’re building a road to space so that our kids can build the future.” The launch comes … Continue reading Bezos and his crewmates

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Jeff Bezos flies off to space

Jeff Bezos will be flying to space on the first crewed flight of the New Shepard. Amazon Founder and current CEO, Jeff Bezos, who will be stepping down from the role as its Chief Executive Officer on July 5th has announced that a lifelong dream and goal of his will finally be realized when his company, Blue Origin, New Shepard Space Rocket will launch into with its first crewed flight. Bezos said his younger brother, Mark Bezos, will also join the flight. “Ever since I was five years old, I’ve dreamed of traveling to space,” Bezos, 57, said in a … Continue reading Jeff Bezos flies off to space

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An attempt to depoliticize money: Bitcoin

This article is an extract from Yanis Varoufakis book : Talking to my daughter Who would issue the currency and regulate its quantity and quality if not a government or central bank? Such questions were unanswerable before the digital age, but since the Internet arrived, the vision of a democratic, safe and honest digital currency with no physical form, existing only in our computers and smartphones, independent of any central control, has been growing in progressive minds with an anti-authoritarian bent. The challenge has always been this: unlike a banana or a hundred-dollar note, which I cannot eat or spend … Continue reading An attempt to depoliticize money: Bitcoin

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Economics behind the Netflix effect

Imagine this, it’s a lazy Sunday evening and you just had a great dinner. Today, you have planned to watch the new Netflix series which you had postponed for quite some time. You also know that Monday is a holiday so, you decide to stay up all night and binge watch the show. By the time you have finished it, you got really curious about certain props that were used in the series and decided to buy some of that on Amazon. Well this is basically the Netflix effect. Ever thought, how does this affect our day to day consumption? … Continue reading Economics behind the Netflix effect

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Mental Health Awareness

One of the things I wish to make people particularly aware of, is that for many people, mental health problems are not some kind of tragic accident. There are people for whom wonky brain chemistry is to blame, but for many of us, mental health problems have causes. Trauma causes mental health problems. This should be pretty obvious. Consider (or look up) the figures for domestic abuse, and sexual violence. Have a look at some of the definitions of borderline personality disorders and ask how those might relate to traumatic experience. Work stress causes mental health problems. You can’t run … Continue reading Mental Health Awareness

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Book review: The carpet weaver

Zaki jaan says sodomy is immoral, impure, unpardonable and wretched. Every night when Kanishka goes to sleep, he wished the morning to make him ‘normal’, to replace his fantasies of muscular shoulders and flat chests with smooth cheeks and curved hips. Nemat Sadat’s debut novel ‘The Carpet Weaver’ published on 25th June 2019 starts in 1997 Afghanistan. The novel is vivid with colours, smell, taste, with the strengths and desires of the heart and the body and beauty of life that is always there. Kanishka Nurzada, the son of a wealthy carpet seller falls in love with one of his … Continue reading Book review: The carpet weaver

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Origin of Bitcoin?

Everyone likes to speak about money. It’s one of the world’s favorite topics. One particularly interesting point has been the increase of a replacement sort of electronic currency referred to as Bitcoin. During this article, we will learn : What’s Bitcoin? Origins of Bitcoin The dark side of Bitcoin Bitcoin has been around for 13 years but is getting the visibility of many people and purchased in recent days. To provide more context, a survey by the worldwide Blockchain Business Council and Survey Monkey early in 2018 identified only 60% – 70%  folks US citizens had heard about Bitcoin and … Continue reading Origin of Bitcoin?

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Book review: Talking to my daughter A brief history of Capitalism

I have realized over the last few years just how important economics is to the running and workings of our society. I had set out to specifically learn about economics in detail, and I was interested to know more, so it was good timing when I came across this book. In this post I’m going to give a summary of some of the key arguments Varoufakis sets out, and some of my key thoughts and takeaways from reading this. Overall thoughts on this book: A Brief History of Capitalism The conversational style of this book worked well for me, and … Continue reading Book review: Talking to my daughter A brief history of Capitalism

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Caste hypervisibility and invisibility

The case of caste oppression in India is unique and complicated. Caste is the social stratification responsible for blatant discrimination and exclusion of Dalit, Bahujan and Adivasi (DBA) communities from all kinds of resources. However, there exists a section of society aloof from this caste reality, fostering ideas such as ‘caste is a thing of the past’. Juggling these two realities side by side, caste puts forth a curious case of hypervisibility and invisibility at the same time. Hypervisibility It is interesting to look at reservations in government institutions, which are the government’s primary mode of redressal to DBA (Dalit, … Continue reading Caste hypervisibility and invisibility

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New version of Crispr aims to achieve efficiency

In a study in Nature Plants, Yiping Qi, associate professor of Plant Science at the University of Maryland (UMD), introduces a new and improved CRISPR 3.0 system in plants, focusing on gene activation instead of traditional gene editing. This third generation CRISPR system focuses on multiplexed gene activation, meaning that it can boost the function of multiple genes simultaneously. According to the researchers, this system boasts four to six times the activation capacity of current state-of-the-art CRISPR technology, demonstrating high accuracy and efficiency in up to seven genes at once. While CRISPR is more often known for its gene editing capabilities … Continue reading New version of Crispr aims to achieve efficiency

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How does cost of living compare a country?

Many people often daydream about living in another country, perhaps on a tropical island or maybe in an idyllic villa in Europe, either to get away from their mundane lives or to retire somewhere more affordable. But how much does it actually cost annually to live in different countries around the world? Methodology To find out, I gathered cost of living data from Numbeo, supplemented with data from Expatistan as needed. This data consisted of ratios comparing the cost of living in each country (including housing, food, transportation, utilities, etc.) to the cost of living in New York City. I … Continue reading How does cost of living compare a country?

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Applying economics in daily life

This may just seem like mere common sense, but economics can help put a complex theory behind our everyday actions.  The very first concept here in this post is going to be ‘opportunity cost.’ This is one of the underlying concepts of economics. The issue of scarcity, limited resources, and opportunity cost go hand-in-hand. Opportunity cost refers to the value of what you as an individual would have to give up to choose something else. We face this concept every day in our lives and we never intentionally pay attention to it. This reminds me of a situation that I faced when … Continue reading Applying economics in daily life

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Economics behind : Apple’s struggle in India

I have a question for all my readers. What do you look out for while buying a new smartphone? I bet at least 50% of us will say that they look out for the price of a smartphone. This is especially prevalent in the Indian market which ranks on the higher side of price sensitivity. There is no doubt that India’s economy is one of the fastest growing in the world. With a potential of 1.3 billion consumers, why is Apple struggling in India? It is true that Apple’s sales have grown stagnant. But, the thing is Apple is still … Continue reading Economics behind : Apple’s struggle in India

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Book review: Malala Yousafzai

Title : I Am Malala Author : Malala Yousafzai (with Christina Lamb) Genre :  Autobiography Language : English No. Of pages : 288 The importance of our voices is realised only when someone tries to silence it. QOTD: What is the most inspiring book you have read? ‘I Am Malala’ was the first autobiography I read and it was definitely an inspiring one. Overall Summary- Malala was a young, muslim girl who lived in Swat Valley in Pakistan along with her parents and two younger brothers. Her father started a school from scratch in their town Mingora. Her mother, who was illiterate, had realised the … Continue reading Book review: Malala Yousafzai

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Book review: An abundance of katherines

I’m not sure if I personally connected with this one. Colin Singleton has a very specific type of girl. Girls who are named Katherine. So far he has dated (and been dumped by) nineteen. The last sending Colin in to a bit of a tail spin that results in ‘running away’ with his best friend Hassan on a summer road-trip. An academic, Colin tries to make sense of his Katherine-induced-sadness by making a mathematical formula that explains his continuous role as ‘dumped’. While working day and night on his formula, we are left wondering if a Lindsay could finally break in to … Continue reading Book review: An abundance of katherines

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The global race for cryptocurrencies

It’s often said that necessity is the mother of invention & mankind has indeed proved this statement to be true a number of times. Not too long ago, just a decade back, the subprime crisis left the American economy gasping for breath. Banking systems all across the globe were on the verge of a disastrous collapse & the purchasing power of the American dollar was weakening rapidly. In response to this economic crisis, some curious & anarchist groups began to think of a medium of exchange which will be free from the purview of any centralised agency across the globe. … Continue reading The global race for cryptocurrencies

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Women and agriculture

When I say the word ‘farmer’, a male person comes to the mind with maybe a turban on his head and a plough in his hand, standing in a field. Often human mind can only address instinctively, only those things that we are familiar with and it chooses to ignore the wider perspective. A Woman is a farmer too. Women consist of 48 % of a 1.3 billion population and still we do not recognise their disguised labour in the fields of farming. Women farmers are a traditionally overlooked section of workers which came to light recently, due to the farmers protest happening around NCR … Continue reading Women and agriculture

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The Weight of gold: Michael Phelps

Michael Phelps With his unmatched agility and speed in the water, Michael Phelps holds the all-time record for Olympic gold medals earned. The closest thing to Aquaman, on two legs, Phelps, like many pro-athletes who have reach his rarified status, was placed on a pedestal that was unsustainable. For more than a decade, Michael Phelps’ life was a relentless march towards breaking Olympic records, out-swimming his competition as he trained and traveled the world collecting gold medals and corporate endorsement deals. His seemingly flawless athleticism and boy-next-door charm made him seem unstoppable. The bloom first came off the rose in 2004, … Continue reading The Weight of gold: Michael Phelps

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Changing status of women in India

Women have to play an important role in the development of the country. If we want to make democracy successful Women must be educated they are builders of Happy Homes. It is India Lab that the children receive professions are most suitable to the nature of women. Women make the best nurses. Primary education can be given only by the government to stop there are many of other profession in which women can play a very important part in itself the progress of the country depends upon female education. We must give a power conservative outlook. To lead of female … Continue reading Changing status of women in India

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SDG and need of global cooperation

The Planet Earth, as we know it today, is gifted to us by our ancestors with a responsibility to pass it on to the later generations, without hampering & exploiting the resources of Mother Nature & at the same time, carefully using the resources that we need to sustain ourselves. Mahatma Gandhi rightly quoted, “There’s enough for everyone’s need, but not for greed”. In order to sustain our world & make the planet earth a better place to live for the coming generations, we, the humans have created goals for ourselves, which are collectively known as the Sustainable Development Goals. … Continue reading SDG and need of global cooperation

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Breast Tax- Social humiliation in Kerala

Before you begin reading this article I’d like to mention and express condolences to the incidents that happened in the past as well as incidents happening in the present with the “classified lower cast people”. Who was Nangeli?Nageli was a brave warrior who belonged to the Ezhava caste. She was the one who stood still like steel but didn’t let the injustices rule over. She was the one because of which Breast tax came to an end. After all that you have comprehended in history, you may not have come across this act, Why?Because this was never taught to anyone. … Continue reading Breast Tax- Social humiliation in Kerala

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Failure of abortion laws in India

Abstract :- Abortion is the deliberate termination of human pregnancy. It also means feticide. Before 1971 there was no laws about abortion of the pregnancy because of which a lot of women opted for illegal abortion which came with a massive risk of life to the mother but at 1971 Medical Termination of Pregnancy act was passed which dealt with termination of certain pregnancies by registered medical practitioners and for matters connected therewith on incidental thereto. Abortion in India is a very confused topic, despite of considering abortion as a human right, every year a lot of women face a lot of … Continue reading Failure of abortion laws in India

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Role of society in a suicide

“Life is what I want; dutifulness is also what I want. If I cannot have both, I would rather take dutifulness than life.”—Mencius“Killing oneself”- is known as suicide. The mental trauma, the confidence, the urge to end your own life, is arisen due to various reasons. It can be considered as life becoming difficult to live, making death the only escape. The rate of suicide has visibly increased in last 20 years. The vast change seen upon the youth and teenagers the most. Now one can say, they are just kids, what problem can they have? To answer this, mental … Continue reading Role of society in a suicide

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Today’s song’s and sexual illusion

Music has been has been an important form of expression in our life, having no boundaries and guidelines. It has become a way to live life, express without speaking- a feeling. Hearing being a psychological process consisting of brain, ears, nervous system, heart, etc., Our music taste explains a lot about our thoughts, personality, choices, mood and our current mental and physical state. Be it any occasion, festival, emotion- there’s nothing which can’t be expressed in form of songs and music. It has become a form of communication, means to form a bond among one another, something which connects us … Continue reading Today’s song’s and sexual illusion

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Waqt: This time shall too pass

This article is for all those who are feeling negativity around, hearing death numbers, watching distressed people out there, thinking for universal wellness, learning about the days when things were good and stress-free. To all of those people, just sit tight in your seat and remember that life is a roller coaster, and right now we are plummeting in altitude, so we are experiencing pain, anxiety, fear, uncertainty, distress, and unhappiness. This is the moment we don’t want to see, so we’ve closed our eyes as we go towards the uneven path of life. Once we cross all the dangers … Continue reading Waqt: This time shall too pass

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China allows a third child: 3 questions to understand the stakes for the country

Faced with the challenge of the aging of its population, China is taking another step towards liberalizing its birth rate and authorizing a third child. But not sure that Chinese women are flocking to maternity hospitals. The  China  is still  the most populous country in the world  with 1,412 billion. But its population is only increasing by 0.53% per year. And above all, the thirty-five years of the one-child policy, from 1979-1980 to 2015, profoundly modified its age pyramid. The objective of improving the standard of living of the population, aimed at by its initiators, has been achieved. But now that the “only children” are of parentage age, and … Continue reading China allows a third child: 3 questions to understand the stakes for the country

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Importance of Financial Literacy

“We were not taught financial literacy in school. It takes a lot of work & time to change your thinking and to become financially literate” Robert Kiyosaki. We all sent our children to school & colleges to learn new things which make them better as per today’s scenario. But we never try to go through what they are learning; are they just mugging up with the book & notes or going through any new skills, will they be able to handle any situation which demands any special skill, in India we generally pamper our children while they are attending school till 12th … Continue reading Importance of Financial Literacy

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A note on Dogecoin

Dogecoin is a cryptocurrency aimed to be easily accessible and fun to use. Since the GameStop short squeeze, the Twitter, Reddit, Discord and other communities have been pushing for people to invest in this crypto-currency with the aim to push it to $1, a massive increase on its original value. If you invested $10 in DogeCoin at $0.05 and it’s value increased to $1.00 you would now have $200 worth of DogeCoin – a profit. However if instead it decreased or plummeted to $0.005 you would now only have $1 worth of DogeCoin. Your losses would be someone elses gain. … Continue reading A note on Dogecoin

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Blockchain This Week – Send Dog(e) to the Moon

It was an unprecedented and historic week for both Wall Street and Crypto markets. The retail investors have demonstrated that they can upend the institutional players’ game in the financial markets. The crypto markets were not spared as well. While a swarm of Redditors shot the parody crypto – Doge to the moon, Elon Musk ensured the original coin – Bitcoin is not left behind. Dogecoin’s Meteoric Rise  It started with a bunch of Reddit users from the WallStreetBets forum marching against the Wall Street investors over the stock value of the struggling video game retailer, GameStop. They were successful in goading … Continue reading Blockchain This Week – Send Dog(e) to the Moon

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What is Black Fungus?

You might have seen fungus on bread when it’s kept in open, that’s a black fungus. They mostly occur in areas through the nose, mouth or eyes and can affect the brain, if not treated on time. This is deadly. Health experts have claimed that ‘misuse of steroid’ (steroid is used to suppress immunity used in the treatment of COVID) is the major cause of the black fungus. After taking Steroid, the immunity of the person becomes low which is why they become prone to the back fungus infection. Serious COVID patients who got high Steroid dose and were kept in ventilator or oxygen support or those who … Continue reading What is Black Fungus?

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Book review: And the mountains Echoed

This book definitely does not come anywhere near the “The Kite Runner”. Apparently, Hosseini tried a different style while still keeping most of his usual elements. There were too many characters and at least for me it was hard to keep track of everyone. Throughout the book, I constantly felt lost! Some story-lines were really good, especially the first half – the story of Abdullah and Pari and the parallel tale of Maidan-Sabz. Towards the middle of the book, the sub-plot involving the Iqbal’s son was also pretty interesting. But then, the whole point of plots and sub-plots that added … Continue reading Book review: And the mountains Echoed

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We’ve been born in a time.

We’ve been born in a timewhere heartbreaks are fanciedand true love seems like a myth,poems of betrayal and heartbreaks are admiredover the poems of love and nature,the celebrity news catches our attention more oftenthen the real issues ever do,feminism is being used by some to play the victim card,mental health has become just a topic for social media,and we still take anxiety lightly,religion and caste have become a reason for the deaths of peopleand the world is fighting over it now.the agony against rape surges up for a while just when a woman dies otherwise it’s just a matter of … Continue reading We’ve been born in a time.

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Will Dogecoin Exceed our Expectations???

We all know Bitcoin has made its mark on the world. By now, everybody knows what Bitcoin is and how much it’s worth. Currently one Bitcoin gets you around $63,000. No matter the reason for investing, right now seems to be a pretty awesome time to be in the crypto market. Unlike normal investing, the crypto market never stops. It perhaps is one of the main reasons coins like Bitcoin, and others like Etherium are able to do so well. It is still relatively new when you look at the aging financial system we are all used to. There are … Continue reading Will Dogecoin Exceed our Expectations???

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The Benefits of Real Estate as an Investment

Real estate is a great form of investment that has high growth and income-generating potential. Most people who invest in real estate, but don’t make money from it, are those who make easy mistakes that could have been easily avoided. In life, it’s never too early or too late to devise a comprehensive plan to build wealth by investing in real estate. A good plan or strategy can help many people live a comfortable life and take care of many priorities. Although one of the major challenges of real estate indeed is that it could take arduous planning to get … Continue reading The Benefits of Real Estate as an Investment

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The power of words

We are a patriarchal society,our language too often is male dominant.Male designations within professions:fireman, policeman, chairman.Finally adjusted over recent years,fire fighter, police officer, chair person. But the very basic words to describe me,to describe those of you like me,remain, however subtly, patriarchal.They contain the maleas if we cannot stand alone,be independent as ourselves. We are a woMAN, a sHE.We are woMEN, feMALES.And even as we age,we face MENopause.Are we not importantunto ourselves? As long as our bodies exist,all huMANs bear testamentto the power of their mother,the ultimate her.Not MANifest in huMANity,but etched upon us as we entered the world,our most … Continue reading The power of words

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What Is Dogecoin? Understanding the “Joke” Cryptocurrency

The cryptocurrency market is perhaps one of the most volatile and unusual investment opportunities in existence today. From the original Bitcoin came hundreds of other cryptocurrencies of all types and for all different purposes. Of these, the most well-known are probably still Bitcoin, Litecoin, and Ethereum. However, there is another cryptocurrency that has spent a great deal of time in the news lately, which you might be wondering about: Dogecoin. Originally created in 2013 as a joke based on a popular internet meme, Dogecoin is the latest cryptocurrency in the news. Here is a look at what has fueled the strong interest … Continue reading What Is Dogecoin? Understanding the “Joke” Cryptocurrency

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Whores and Monsters

TW: sexual harassment/assault Seventh GradeI told you to take your hands off of me and you laughedI had to physically fight you off and kick you in the groin to make you let go.It worked, but not for long. Eighth GradeYou’re at it again.Of course you are.I fight you off again This time the other boys call me a bitch and say I overreacted.I didn’t. Present DayYou’re a priest now and the very idea makes me sick.But junior high was a long time ago,Maybe you’ve changed.But probably not. I’m a mother now, and it’s my job to ensure my son … Continue reading Whores and Monsters

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What is A Blockchain?-For beginners

You have probably heard the word blockchain mentioned a couple of times whenever you browse the internet or hear your friends talking about new investment opportunities. But what is Blockchain? In this article, we shall explain what blockchain technology is and also look at some of its defining characteristics. What is blockchain? Blockchain as the name suggests is a chain of blocks. And these blocks are made up of digital data. Therefore, blockchain can be described as a database that stores data in a chain of blocks. It is sometimes referred to as the blockchain network since the chain of … Continue reading What is A Blockchain?-For beginners

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Bitcoin: Everything you need to know

Are you finally ready to invest in cryptocurrency? All your friends are always talking about Bitcoin and other cryptocurrencies and how the value is constantly rising. But you are sitting out by yourself, with an empty crypto wallet, wondering where to even begin. It can be overwhelming to get started with cryptocurrency. There are tons of different coins available, different places to buy them, and different ways to store them. For the beginner, it can be tough. Ready to learn what cryptocurrency actually is, and how to buy bitcoin for the first time? Then keep reading to finally get started.  … Continue reading Bitcoin: Everything you need to know

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What are Mutual funds?

Raj is a software engineer who is a foodie. He visits a new restaurant every month and he’s done so for over 5 years now. But he slowly starts to notice that the price of his food expenses increases every year. He’s puzzled. After a quick research, he understands the concept of Inflation. He then looks at his savings account and realises that the money in his savings account is not growing at the same rate as inflation. If his food expense costs are going up by 7% every year and his money in the savings bank account is growing … Continue reading What are Mutual funds?

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What’s a Bond?

Most people will not buy a bond, but after learning what a bond is and what it can do for you, your going to want to purchase some as soon as possible. As a investor you always want to diversify your investments, any 401k manager or financial advisor will tell you that. That is part of the reason why ten percent of your 401k generally includes bonds. GENERALLY In general, a bond is issued when a entity (company or government) needs funding for advancement or backed expenses. Just like a certificate of deposit, with a bond you can only redeem … Continue reading What’s a Bond?

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What is the difference between good and bad debt?

The whole point of my blog is to keep the language simple and concepts digestible (unlike some out there!) Now, let’s talk about debt. We have all heard of the term ‘debt’ and we are taught in school that debt is bad, bad, bad but no one tells you that good debt also exists.  What is the difference between good and bad debt? First of all, in order to understand the different types of debt that coexist, we need to understand the difference between an asset and a liability. An asset = is something you own that puts money into your pocket. … Continue reading What is the difference between good and bad debt?